Far too often, pet parents are forced to dig deep into their savings to treat their four-legged friends. It’s our mission to make sure that doesn’t happen. At the same time, there are some instances when claims won’t qualify for coverage. We want our customers to be fully informed, and we don’t believe in burying important info in the fine print.
Pet Insurance in Delaware
Coming soon
ManyPets is currently available in most US states, unfortunately, we're currently unavailable in Delaware.)
What Does ManyPets Insurance Cover?
Our insurance policy covers accidents and illnesses. And unlike many other pet insurance companies, ManyPets doesn't have annual reimbursement limits for approved accident or illness claims. We’ll cover approved claims (up to the reimbursement percentage selected under your policy) for the following:
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Exams
Get to the root of the problem fast with your pup’s favorite vet.:quality(75))
Diagnostics
Lab work, x-rays, MRIs, blood work and any other tests your pup needs:quality(75)){kind=icon}
Treatments
Rehabilitation, chiropractic treatment, or even acupuncture, so long as a vet prescribes it.:quality(75))
Digestive illnesses
Get covered for your dog’s tummy or intestinal issues:quality(75))
Broken bones
Accidents happen. We’ve got your pup’s back, even if it’s in a brace.:quality(75))
Cancer treatments
Get covered for (very costly) radiation treatments, surgeries and chemotherapy:quality(75))
Hereditary conditions
It doesn’t matter if your pup got it from his mama or papa - we’ll still cover it if it's not a pre-existing condition.:quality(75))
Congenital conditions
If your dog was born with it and it's not a pre-existing condition, we’ll take care of it.:quality(75))
Prescription meds
If the FDA approved it and a vet prescribed it, we’ve got it covered.What’s Not Covered?
Like other pet insurers, ManyPets doesn't cover pre-existing conditions. Our insurance policy also won't reimburse you for preventative care (though our Wellness Plan will).
To learn more, check out our guide to what pet health insurance doesn’t cover. Or you can view our sample policy for a full list of exclusions.
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How Does ManyPets Define Pre-Existing Conditions?
ManyPets defines a pre-existing condition as follows: "Any condition for which a veterinarian provided your pet medical advice, the pet received treatment for, or the pet displayed signs or symptoms consistent with the stated condition in the 18 months before the policy effective date or during the waiting period." To learn more, read our guide to guide to pre-existing conditions.
Pet insurance companies commonly exclude pre-existing conditions. However, ManyPets will no longer consider a condition to be pre-existing if your pet has been free of symptoms, diagnosis, and treatment for 18 months (the sole exceptions being hip dysplasia and cruciate ligament conditions).
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How Does Pet Insurance Work?
Once your pet's insurance policy is in full effect, you can take them to any licensed vet — including speciality practices or emergency clinics — for accidents and illnesses. Following your vet visit, all you have to do is submit your claim straight to ManyPets. This claim will include your invoice and, if it's your very first claim for this pet, the last 18th months of their medical history (or however much you have).
We’ll reimburse any qualified claims — minus any applicable deductible or co-pay amounts — via direct deposit into your bank account.
Keep in mind: We don't pay claims that result from any injury or illness that occurs within the first 15 days of your policy effective date — this is called your "waiting period." However, we may waive your waiting period if your pet was insured by another pet insurance company within 24 hours of purchasing your ManyPets policy.
To learn more, just read our full explainer on how pet insurance works.
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Making Claims Couldn’t Be Easier
ManyPets makes claiming easy. You can submit your claims entirely through your online account: No mail, fax, or fuss. Simply upload your vet bill, and we’ll take care of the rest.
If it's your first time claiming with us, we’ll need the last 18 months of your pet’s medical records (or however much you have). But you’ll only need to do that the very first time you claim for that pet.
We process claims quickly and typically reimburse customers within 8 to 10 business days of approving a claim. We'll reimburse you via direct deposit to your bank account. If you have any questions, our Customer Support Team is available to answer any questions by phone or email.
Which Breeds Are Popular In Delaware
More than 80 percent of Delawareans live in urban settings, including cities like Wilmington and Dover. As a result, Delaware is home to many cats and small-breed dogs who can feel right at home in smaller dwellings and in cozy apartments. But Delaware also boasts plenty of parks, scenic trails, and other outdoor spaces where large, athletic pets can burn off energy. The state has hot, humid summers and some very cold winters. But as long as pet parents take steps to keep their pets safe in high or low temperatures, pets of all sizes and coat types can thrive in the First State Here are some of our most popular breeds in Delaware:
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Is Pet Insurance Worth It?
Well, we certainly think pet insurance is worth it — and you can read this article to learn why.
The bottom line: Without insurance, veterinary care can eat away at your savings, or even be flat-out unattainable. This is especially true of acute medical conditions that require surgery or other costly treatments. For instance, hip surgeries in pets can cost as much as $4,000. Knee surgeries can cost as much as $5,000. A full round of cancer treatment can cost well over $10,000. And those are just a few examples.
Plus, vet prices are rapidly increasing. One reason for this is that veterinary health care is advancing by leaps and bounds, with an ever-growing number of specialty practices and advanced treatment techniques becoming available to pet parents. This leads to better care — but also higher costs.
Without pet insurance, you may be unable to afford certain treatments if your dog or cat becomes sick or injured.
Pet insurance can quickly reimburse approved claims, putting money back in your bank account. And in some critical situations, it may be the only thing that lets you opt for life-saving treatment instead of euthanasia.
“Unfortunately, unexpected veterinary costs do pop up, and the last thing you want to worry about is money when your focus should be on helping your pet feel better.
Good pet insurance policies will pay for most treatment options that your veterinarian might recommend. Some insurance companies even offer wellness plans to reimburse you for preventive care! The peace of mind that pet insurance provides is truly priceless.”
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One of the best decisions I've ever made
Choosing ManyPets for my insurance for my 2 pets is one of the best decisions that I've ever made! They are very responsive, friendly and so fast in getting your claims paid. They truly love pets and everyone that works there amplifies it in all their conversations. They always gave us the time and the space to focus on our pets' healing while undertaking the financial burdens that come with any surgery. I would recommend ManyPets to anyone bar none, as it is the BEST EXPERIENCE I ever had!
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ManyPets: Dedicated to Customer Care
ManyPets is dedicated to making pet insurance accessible to every pet owner. Peace of mind is what we do. We make things easy to understand, and reimburse you swiftly.
We also have the best customer support team in the business. In stark contrast to many other companies, the average customer wait time before speaking to a live customer support professional on the phone is less than 60 seconds! We know that taking care of an ailing pet is hard enough; we make things easier.
We’re humbled to know our customers see things the same way, giving us a 4.6/5 Trustpilot rating (as of March 2023). Independent industry reviewers have reached the same conclusions: Forbes rated us as the #1 US pet insurance provider for 2023!
Protect your pet: Get a quote today!
Want more state-specific insurance info?
Policy examples, endorsements, disclosures, and other state-specific must-reads, right this way.
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