Pet insurance for older dogs

It's best to start insuring your dog when they're still young. But if you’ve already waited until they’re older, well, hindsight is 20/20! Still, insuring an elderly dog can still be worth it — potentially.

There isn’t always much benefit to buying pet insurance for older dogs with pre-existing conditions, since past conditions usually aren’t eligible for coverage unless they’ve been fully cured for 18 months**. Additionally, premiums for older dogs are likely to be higher since they are more prone to developing health conditions.

The bottom line is that it all comes down to your finances and your pet's health status. Do your homework before signing up!

Pet insurance can often ease the burden of paying for vet care, especially if your cat requires costly emergency or specialty care. If your dog doesn’t have any major chronic conditions — or if any of their past conditions have been fully cured for a significant period of time period** — it might be worth it to purchase pet insurance, despite the higher premiums.

But if your dog's primary health conditions are likely to be considered pre-existing, pet insurance may not be worth it. Do your research!

Age is just one of several factors that influence your premium. All other factors being equal, a premium for an older dog is indeed likely to be higher than a premium for a younger one. Since older dogs are significantly more likely to develop serious health conditions.

ManyPets pet insurance does indeed offer coverage for euthanasia and cremation related to accidents and illnesses that qualify for coverage. Not all pet insurance companies can say the same. But for now, let’s just think about keeping your furry family member happy, healthy, and frisky well into their senior years.

Yes, ManyPets covers newly-insured dogs until they’re 14 years old (plus one day). But if you insure your dog when they’re younger, you can keep them insured no matter how old they get, so long as you keep them continuously insured and routinely cared for by a vet.

Since breed and location also impact prices, there’s no universal answer to this question. But you can easily find out your exact price. Just get a quote!

Pet insurance can cover any conditions that aren’t excluded under your ManyPets policy.

Such exclusions include pre-existing conditions, conditions that arose during your waiting period, and preventative care, though preventative care may be covered under our optional (non-insurance) Wellness Plan.

Again, keep in mind that older dogs are likelier to suffer from pre-existing conditions.

The ManyPets pet health insurance policy covers treatments and healthcare costs for accidents or illness, while the wellness plan provides reimbursement for routine and preventative care. Speaking of which...