Labrador Retriever dog insurance

ManyPets coverage for healthy, frisky Labrador Retrievers

ManyPets covers (and adores!) Labrador Retrievers. Learn about this amazing breed, from common health conditions to insurance info.
  • Labrador Retriever hereditary conditions may be covered*
  • No annual payout limits, no hidden fees
  • Fast direct deposit reimbursements
  • All vets accepted
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A yellow Labrador Retriever is sitting on a white background, looking directly at the camera with its tongue out and a joyful demeanor.

Getting to know Labrador Retrievers

Ever-popular Labrador Retrievers have their roots in Britain and Canada, where they retrieved game as gun dogs. Now they’re better known as amiable companion dogs who love to be part of a family.

Why should you get dog insurance for your Labrador Retriever?

Dog insurance can help you pursue the vet care your Lab needs, even when it costs a leg and a paw.
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Accidents and Illness Costs

From hereditary illnesses to sudden injuries, Labrador Retrievers can have it ruff. Dog insurance eases your financial burden, which helps your pup access the vet care they need when they need it.
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Emergency Care

Emergency treatment can cost thousands of dollars. Dog insurance helps you seek out all the treatment your Lab needs without letting your finances hold you back.
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Hereditary Conditions

Labs are prone to hereditary conditions like obesity, hip/elbow dysplasia, and bloat. Insurance can help cover treatment-related costs, even for hereditary conditions*.
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Peace of Mind

From accidents to illnesses, pet insurance helps you focus on your Lab's health — not just your bank account.

Common Labrador Retriever health conditions

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Hip & elbow dysplasia

  • ManyPets Average Claim Received: >$520

  • ManyPets Highest Claim Received: >$9,800

Common in larger dogs, hip and elbow dysplasia are genetic diseases caused by the abnormal development of the joints. The condition can worsen with obesity.

Please note that these are general health concerns for Labs, and individual dogs may or may not experience these issues. Regular veterinary care, a balanced diet, proper exercise, and attention to breed-specific needs may help mitigate some of these health problems.

For more information, read our article about common Labrador Retriever health problems.

Why pick ManyPets dog insurance* for your Labrador Retriever

ManyPets offers top-ranked** pet insurance coverage for Labrador Retrievers, covering care at any licensed vet. Your dog insurance policy may cover:
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Sick exams

Get to the root of any accident or illness concerns with your pup’s favorite vet.
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Diagnostics

Lab work, x-rays, MRIs, blood work and any other tests your pup needs.
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Digestive illnesses

Get covered for your dog’s tummy or intestinal issues.
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Broken bones

Accidents happen. We’ve got your pup’s back, even if it’s in a brace.
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Cancer treatments

Get covered for (very costly) radiation treatments, surgeries, and chemotherapy.
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Hereditary conditions

It doesn’t matter if your pup got it from their mom or dad - we’ll cover it if it's not a pre-existing condition.
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Congenital conditions

If your dog was born with it and it's not a pre-existing condition, we’ll take care of it.
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Prescription meds

If a vet prescribes medication, we’ve got it covered.
Treatments

Other treatments

Rehabilitation, chiropractic treatment, hydroptherapy, or even acupuncture, so long as it's administered by a vet.
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Save on preventative care

ManyPets Wellness Plan for dogs

  • Routine exams and vaccinations
  • Prevention for fleas, ticks, and heartworm
  • Professional cleanings and at-home dental care
  • Vitamins, supplements, and more

We provide Labrador Retriever insurance in almost all 50 states.

Come take a look and get a quote with ManyPets.

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Pet food safety

Can my dog eat...

Enjoying a slice of watermelon and wondering if your dog can have a bite? Check out our food safety database. We're adding new foods weekly!

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Frequently asked questions

Everything else you may want to know about ManyPets claims for Labrador Retrievers.

How much does Labrador Retriever insurance cost?

The cost of dog insurance depends on multiple factors, including your dog’s age and location, your coverage selections, and breed. Labs are prone to certain hereditary health conditions, which may play a role in determining your premium.

Does dog insurance cover dental treatment for Labrador Retrievers?

Your dog insurance policy may cover dental accidents and, unlike some pet insurance companies, dental illnesses. Insurance doesn’t cover preventative cleanings or over-the-counter dental products — but the optional, non-insurance ManyPets Wellness Plan does help reimburse you for these types of preventative care.

Does dog insurance cover travel for Labrador Retrievers?

All ManyPets policies cover dogs who are traveling in any US state, Washington D.C., or Canada for up to 90 days. After 90 days, you’ll need to update your pet’s address.

Does dog insurance for Labrador Retrievers cover routine care?

The ManyPets dog insurance policy is designed to reimburse pet parents for accidents and illnesses, not preventative care. However, the optional, non-insurance ManyPets Wellness Plan can indeed reimburse you for preventative care, including checkups, vaccinations, parasite prevention, routine dental care, supplements, and more*.

Does ManyPets cover pre-existing conditions for my Labrador Retriever?

Like other pet insurance companies, ManyPets won’t cover pre-existing conditions for any type of pet. However, we may treat past conditions that have been free of symptoms and treatment for 18 months (except for cruciate ligament injuries or hip dysplasia).

How do I make an insurance claim for my Labrador Retriever?

It’s easy! Just follow these three (3) simple steps:

Step 1: When your pet is sick or injured, visit any licensed veterinarian in the U.S. for diagnosis and treatment, and pay as usual at checkout (don’t forget to ask for a copy of your itemized vet bill).

Step 2: Log in to your account at https://manypets.com/account and press the “Make a Claim” button. Enter the details of your claim, upload a copy of your vet bill, and press submit!

Step 3: Sit back and relax while we process your claim. We’ll send you regular updates via email so that you can track our progress. If approved, we’ll pay you back for everything we cover up to your reimbursement percentage and after you’ve met your yearly deductible*. If you need to contact someone from our team, please email manyclaim@manypets.com.

Does dog insurance for Labrador Retrievers cover liability, loss, or theft?

The ManyPets insurance policy is intended to cover accidents and illnesses, but not liability, loss, or theft.

*ManyPets analyzes every claim on its own merits, subject to the terms and conditions of your insurance policy or Wellness Plan. Insurance exclusions apply, including those for pre-existing conditions (only claims unrelated to an excluded treatment or condition are eligible for coverage). Wellness Plan reimbursement is available only for eligible preventative care treatments.

**According to Forbes Advisor’s “Best Pet Insurance of 2023”