Like other pet insurance plans on the market, our base pet health insurance plan only covers the costs of diagnostics and treatments related to accidents and illnesses. But ManyPets offers a wellness plan add-on to help pay for preventative care costs. Our wellness plan covers: It’s important to note that our wellness plan benefits will act secondary to a wellness plan purchased from a local veterinarian. This means, we reimburse any out-of-pocket expenses that exceed your primary plan reimbursements with your local veterinarian.