Does ManyPets cover pre-existing conditions?

Unlike many of our competitors, we can cover pre-existing conditions provided they have been free of symptoms and treatment for the 18 months prior to your policy effective date and during your waiting period - unless it's a cruciate ligament (CL, CCL, ACL) injury or hip dysplasia. In that case, we will not be able to cover any future claims.

Unfortunately, ManyPets can't cover any kind of illness or health condition your pet developed 18 months before your policy effective date or during the waiting period. This is why it's so important to get insurance before you need it!